We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still help you secure a mortgage. Our self-employed mortgage options take into account your reduced taxable income due to claimed expenses, making it easier for you to qualify. If your qualifying income is impacted by expenses, our Stated Income mortgage option can be especially useful. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, and contracts or financial statements. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. Contact us today to explore the mortgage options tailored for self-employed borrowers.