We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and the associated costs. This includes educating them about closing costs and adjustment costs. Our goal is to help these individuals build equity instead of paying rent, taking advantage of their employment and credit sources. We also help them find the best rates and mortgage options, particularly for those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved. We can provide more flexibility on the down payment, with options starting as low as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. With our access to top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can design a custom-tailored mortgage product that fits the specific needs of our clients, even if they don't qualify at their bank due to limited credit or employment history. Finally, we offer innovative tools to facilitate an efficient first-time home buying experience for newcomers to Canada.