Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, with fast approval even if you have been declined in the past. Our mortgage options take into account your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer Stated Income mortgages for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that are accepting of reasonable income estimates. We also have options specifically tailored for Business For Self borrowers. Contact us today!

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