For those who are new to Canada, we provide assistance in understanding the Canadian real estate market and the costs associated with it, such as closing costs and adjustment costs. We encourage newcomers to build equity instead of paying rent, taking advantage of employment and credit sources. With our help, newcomers can find the best rates and mortgage options, even for higher loan amounts (over $1 million), requiring a minimum down payment of 20%, although we also offer more flexibility for those with as little as 5% down. We are also able to explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage solution that fits your needs and secures the best rate, even if you have limited credit or employment history and do not qualify at your bank. Additionally, we offer innovative tools in Canada to ensure an efficient first-time home buying experience.