Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We are able to provide fast approval for those who have previously been declined for a mortgage. Our mortgage options take into consideration the reduced taxable income that is often associated with claimed expenses for self-employed individuals. For those with expenses that impact their qualifying income, our Stated Income mortgage could be a useful option. We also accept dividend and investment income, as long as it can be proven and is stable. The required documents for our mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. As a mortgage provider, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Don't hesitate to reach out to us for more information!

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