First Time Home Buyers

If you are considering purchasing your first property, our services can help make the transition from renting to owning seamless. Our expert team will handle all the financial details, ensuring a quick and efficient process in finding your perfect property. Our education-focused approach will provide you with clear next steps, and our easy-to-use online application will kick-start the process accurately. We offer tools and guidance to streamline document submission, and our detailed assessments will aid in budget planning, including associated costs such as closing costs and adjustment costs. We will also assist you in understanding how homebuyer incentive programs work, determining how much down payment you need, how much you can afford to buy, and what your monthly payments will be. We will design a custom-tailored mortgage product that meets your needs, providing you with a mortgage pre-approval and ensuring the best rate. Additionally, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Even if you don't qualify at your bank, we can submit your application to other lenders. Finally, we provide access to the most innovative tools in Canada, helping to reduce errors, improve efficiencies, and save you time.

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It is essential to get pre-approved and secure a locked-in rate before beginning the process of obtaining a mortgage. Pre-approval helps save time and enables you to determine the ideal purchase price, making it easier to find your dream home. Additionally, by going one step further and calculating the amount of money you can borrow from a lender, a custom-tailored mortgage product can be designed to suit your specific needs. This ensures you can enjoy rate assurance by locking in the best rate possible. The fast pre-approval process also speeds up the overall approval procedure, giving you the confidence to shop for properties confidently.

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First time buyer or refinancing? Call for a free quote!

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