We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined. Our self-employed mortgage options take into consideration reduced taxable income resulting from claimed expenses. We provide a Stated Income mortgage option for individuals whose qualifying income is impacted by their expenses. Dividend and investment income are also accepted, as long as stability and proof requirements are met. The required documents for mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact us for more information and assistance with your mortgage needs.