First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning seamless for you. Our team of experts will handle all the financial details, ensuring a quick and efficient process in finding your perfect property. We take an education-focused approach, providing you with clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning, including associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored product that fits your mortgage needs, provide you with a mortgage pre-approval, and lock in the best rate. With access to Canada's top lenders, including banks, credit unions, and alternative financiers, we can find other options for you if you don't qualify at your bank. Additionally, we have access to the most innovative tools in Canada, which will reduce errors, improve efficiencies, and save you time.

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To ensure a smooth mortgage application process, it is crucial to obtain pre-approval and secure your interest rate. Pre-approval not only saves you time but also aids in determining your purchasing power, enabling you to start your search for the perfect home. Additionally, we go a step further by calculating the amount you can borrow from lenders and formulating a personalized product that aligns with your specific mortgage requirements. By locking in the best rate available, you can enjoy rate assurance. Our fast pre-approval process expedites the overall approval process, offering you the confidence to shop for properties with ease.

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First time buyer or refinancing? Call for a free quote!

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