Self-employed individuals can benefit from low rates and excellent mortgage options. Even after previous declines, fast mortgage approval is possible. These mortgage options take into account the reduced taxable income from claimed expenses. The Stated Income mortgage is particularly useful for individuals whose qualifying income has been impacted by their expenses. Dividend and investment income are also accepted, provided there is stability and proof. In order to apply for these mortgages, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to a range of top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. There are also specially tailored options for Business For Self borrowers. For further information, please give me a call.