Mortgages for newcomers in Canada are designed to assist them in understanding the real estate market and associated costs, such as closing and adjustment costs. By opting for a mortgage, newcomers can build equity instead of paying rent, benefiting from employment and credit sources. For those looking for higher loan amounts, over $1 million, the options are available with a minimum down payment of 20% or even as little as 5% for more flexibility. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can offer custom-tailored mortgage products that suit individual needs and secure the best rates, even for those with limited credit and employment history. Innovative tools are also available to ensure an efficient first-time home buying experience.