We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still assist you. Our mortgage options take into consideration the reduced taxable income that comes with claiming expenses as a self-employed individual. We also have a Stated Income mortgage option that is particularly useful for those whose qualifying income is impacted by expenses. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With our access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide reasonable income estimates and tailored options for Business For Self (BFS) borrowers. Don't hesitate to give us a call!