First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless for you. Our team of experts will handle all the financial details and quickly find the perfect property for you to own. We take an education-focused approach, providing clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance make document submission streamlined, and our detailed assessments help in budget planning, including calculating closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product for you, set you up with a mortgage pre-approval, and lock in the best rate. Plus, we have access to all of Canada's top lenders, so even if you don't qualify at your bank, we can submit your application elsewhere. With our innovative tools, we can reduce errors, improve efficiencies, and save you time.

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It is crucial to get pre-approved for a mortgage and secure your rate before starting the house-hunting process. Pre-approval not only saves time but also helps determine the purchase price, enabling you to start looking for your ideal home. Once pre-approved, I will go a step further by calculating how much money you can borrow from a lender and tailoring a mortgage product that suits your needs perfectly. Additionally, I will ensure that you enjoy rate assurance by locking in the best rate available. This fast pre-approval process will expedite the overall approval process, allowing you to shop for properties confidently.

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First time buyer or refinancing? Call for a free quote!

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