Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is available even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage could be useful for you. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Our options are tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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