We offer assistance to newcomers in understanding the Canadian real estate market, including associated costs such as closing and adjustment fees. Our goal is to help them build equity instead of paying rent, by utilizing their employment and credit sources. Additionally, we specialize in finding the best mortgage rates and options for newcomers seeking higher loan amounts (over $1 million) with a minimum down payment of 20%, and flexible down payment options starting as low as 5%. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage solution that fits your needs and ensures the best interest rate, even if you have limited credit or employment history. Finally, we offer innovative tools that streamline the first-time home buying experience in Canada.