We offer assistance to newcomers in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We encourage newcomers to build equity rather than pay rent, taking advantage of employment and credit sources. We help newcomers find the best rates and mortgage options, especially if they are looking for higher loan amounts (over $1 million) and have saved at least a 20% down payment or can make a down payment as low as 5% with more flexibility. We also provide information on homebuyer incentive programs and down payment assistance options. Through our network of top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can offer custom-tailored products that fit your specific mortgage needs and secure the best rate, even if you don't qualify at your bank due to limited credit and employment history. Additionally, we provide access to innovative tools in Canada to make your first-time home buying experience efficient.