Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have previously been declined. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as there is stability and proof of this income. When applying, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you're interested, feel free to give us a call!

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