First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless and handle all of the financial details for you. Our education-focused approach and clear next steps will guide you through the process, and our easy-to-use online application will kick-start the process accurately. We offer tools and guidance to streamline document submission and provide detailed assessments to help with budget planning and associated costs, such as closing costs and adjustment costs. We can also help you understand how homebuyer incentive programs work, determine the down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product for your needs, provide mortgage pre-approval, and lock in the best rate. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Additionally, we offer access to innovative tools in Canada to reduce errors, improve efficiencies, and save you time.

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It is essential to get pre-approved before starting the process of getting a mortgage. This step not only saves time but also helps determine the purchase price, allowing you to begin your search for your dream home. Additionally, it goes beyond just pre-approval and helps calculate how much money you can borrow from a lender. Moreover, a custom-tailored product is designed to fulfill your specific mortgage requirements, and the best rate is locked in to provide rate assurance. The fast pre-approval process speeds up the overall approval process, giving you the confidence to shop for properties.

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First time buyer or refinancing? Call for a free quote!

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