Determining how much you can afford when purchasing a home is a crucial first step in the home-buying process. I offer support with essential mortgage pre-approvals to help you develop a clear financial strategy. This includes understanding the mortgage amount you qualify for, deciding on a down payment, and assessing your overall affordability. I also provide guidance on the necessary documents needed to obtain conditional approval.

Mortgage pre-approval is an important initial step that not only reveals the loan amount you can borrow based on your current financial situation but also helps identify any potential qualification issues early on. This process can significantly speed up the overall mortgage approval. Typically, pre-approvals are valid for 60, 90, or 120 days, depending on the lender and your credit profile. Some lenders even offer the option to lock in an interest rate during this period, protecting you from potential rate increases.

In Canada, many advanced mortgage tools are designed to reduce errors, improve efficiency, and save time throughout the application process. Additionally, our quick pre-qualification tools provide immediate feedback on what loan amounts you may qualify for, helping you better plan your home purchase with confidence.