Discovering how much you can afford for your home purchase is crucial in the home buying process. With my assistance, I can guide you through the mortgage pre-approval process. This includes helping you determine your financial strategy, mortgage amount, down payment, and overall affordability for your new home. By providing you with a pre-approval, you can better understand the amount you can borrow from a lender based on your current financial situation. This step also helps identify any potential obstacles to qualification early on and speeds up the overall approval process.

I will also advise you on the necessary documents needed for conditional approval, ensuring you are fully prepared for the next steps in the mortgage process. Pre-approvals typically have a lifespan of 60, 90, or 120 days, depending on the lender and your credit standing. Some lenders even offer the ability to lock in your interest rate to protect you from any potential increases.

Utilizing the most advanced tools available in Canada, I can help reduce errors, improve efficiencies, and ultimately save you time in the pre-approval process. With our quick pre-qualification tools, you can easily determine what you are qualified for in terms of a mortgage, giving you a better understanding of your purchasing power.