We offer competitive low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you've faced previous declines or need fast approval, our streamlined process is tailored to meet your unique financial situation quickly and efficiently.

Our mortgage solutions take into account the often reduced taxable income resulting from claimed business expenses. For those whose qualifying income is affected by these expenses, stated income mortgages can be particularly beneficial, allowing you to qualify based on a more accurate reflection of your earnings. Additionally, we accept dividend and investment income as part of your income verification, provided you can demonstrate stability and supply the necessary proof.

To support your application, you will need to provide key documentation such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, relevant contracts or financial statements, and a copy of your business’s Articles of Incorporation or business license.

We offer access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. A range of mortgage options is available, including those tailored specifically for Business For Self (BFS) borrowers. Feel free to contact me for personalized assistance and to explore the best mortgage solution for your needs!