We offer competitive mortgage rates and excellent financing options specifically designed for self-employed individuals. Whether you’ve faced mortgage declines in the past or are seeking a quick approval, our streamlined process is tailored to meet your unique financial situation.

Understanding that self-employed borrowers often report reduced taxable income due to claimed expenses, we provide mortgage solutions that take these factors into account. One beneficial option is the Stated Income mortgage, which is ideal for those whose qualifying income is affected by business deductions and expenses.

We also accept dividend and investment income as part of your overall financial picture, provided you can demonstrate stability and meet proof requirements. To complete your application, typical documentation includes your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, relevant contracts or financial statements, and a copy of your Articles of Incorporation or business license.

Our access to top Canadian lenders—ranging from major banks and mortgage finance companies to credit unions and alternative financiers—allows us to offer flexible mortgage options based on reasonable income estimates. Specialized products designed for Business For Self (BFS) borrowers are also available. Feel free to give me a call to explore the best mortgage solutions tailored specifically for you!