We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Whether you’ve faced previous mortgage declines or need fast approval, our tailored solutions can help you secure financing quickly and efficiently.

Self-employed borrowers often have reduced taxable income due to claimed business expenses, which traditional mortgage options may not fully accommodate. That’s why we provide specialized mortgage programs, such as Stated Income mortgages, ideal for those whose qualifying income is affected by these expenses. Additionally, we accept dividend and investment income as part of the application, provided stability and proper documentation are demonstrated.

To apply, you’ll need to provide key documents including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, relevant contracts or financial statements, and a copy of your Articles of Incorporation or business license. These documents help lenders accurately assess your financial situation.

Our access to leading Canadian lenders — including major banks, mortgage finance companies, credit unions, and alternative financers — ensures you have a wide range of options. Many of these institutions are open to reasonable income estimates, tailored specifically for Business For Self (BFS) borrowers. Reach out today to explore the best mortgage solutions suited to your self-employed status!