Newcomers to Canada can benefit from mortgages that help them understand the real estate market in Canada, along with associated costs like closing costs and adjustment costs. By building equity instead of renting, newcomers can take advantage of employment and credit sources. With options for higher loan amounts (over $1 million) and flexibility on down payments starting at 5%, newcomers can find the best rates and options suited to their needs. Additionally, we provide information on homebuyer incentive programs and down payment assistance. Access to a variety of lenders allows us to create a custom-tailored mortgage product that locks in the best rate, even for those with limited credit and employment history, ensuring an efficient first-time home buying experience.