Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account the reduced taxable income from claimed expenses, and the Stated Income mortgage is especially useful for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements, with required documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates, is available for self-employed borrowers with options tailored for Business For Self (BFS) individuals. Contact us for more information!