Our services cater to newcomers in Canada who are looking to understand the real estate market and associated costs. We provide guidance on closing costs and adjustment costs, allowing new residents to build equity instead of paying rent. Additionally, we assist in finding the best mortgage options and rates for those seeking higher loan amounts (over $1 million), with a down payment of at least 20%, or as little as 5% for more flexibility. We also offer information on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a personalized mortgage plan that suits your needs, even if you have limited credit or employment history. Finally, we provide access to innovative tools in Canada to facilitate a smooth and efficient first-time home buying experience.