We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have previously been declined by other lenders. Our mortgage options take into consideration the reduced taxable income that may arise from claimed expenses. For those with significant expenses impacting their qualifying income, our Stated Income mortgage can be a valuable solution. We also accept dividend and investment income, but stability and proof requirements apply. To complete your application, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also offer customized options for Business For Self (BFS) borrowers. If you would like to discuss these options further, please don't hesitate to give us a call.