First Time Home Buyers

If you're thinking about buying your first property, we can make the transition from renting to owning seamless and stress-free. Our team of experts will handle all the financial details to help you quickly find your perfect property. We offer an education-focused approach with clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning, including the associated costs like closing costs and adjustment costs. We also provide information on homebuyer incentive programs and help you determine your down payment amount, affordability, and monthly payments. We'll design a custom-tailored mortgage product, secure a mortgage pre-approval, and lock in the best rate for you. Plus, we have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, ensuring options even if you don't qualify at your bank. With our innovative tools, we can reduce errors, improve efficiencies, and save you time.

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Before starting your search for a dream home, it is crucial to get pre-approved for a mortgage. This initial step not only saves time but also helps in determining the purchase price. By obtaining pre-approval, you can figure out the amount of money you can borrow from a lender, and a customized mortgage product can be designed to meet your specific needs. The added advantage of pre-approval is that it allows you to lock in the best interest rate, ensuring rate assurance. This fast pre-approval process expedites the overall approval process, enabling you to confidently explore various properties while knowing your financial capabilities.

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First time buyer or refinancing? Call for a free quote!

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