We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, our fast approval process caters to self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage can be useful for you. We also accept dividend and investment income, as long as there is stability and proof of income. To apply, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, feel free to give us a call!