Self Employed

We offer self-employed individuals low rates and excellent mortgage options, with fast approval even if you have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for you to qualify. If your qualifying income is affected by expenses, our Stated Income mortgage may be useful for you. We also accept dividend and investment income, as long as there is stability and proof. To apply, we require the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to a variety of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. We also offer options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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