Mortgages for People New to Canada can be a complex process for newcomers who are not familiar with the Canadian real estate market and associated costs. Our aim is to assist these individuals in understanding the various costs involved, including closing costs and adjustment costs. By providing this information, we hope to make the home buying process more transparent and accessible.

One of the major advantages of owning a home in Canada is the ability to build equity instead of paying rent. Newcomers can benefit from their employment and credit sources by investing in a property, which can lead to financial stability and long-term benefits. We prioritize helping newcomers find the best rates and mortgage options tailored to their needs.

For those looking for higher loan amounts - over $1 million - we can help provide options that require at least a 20% down payment saved. Moreover, we offer more flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we are well-versed in homebuyer incentive programs and can explain various down payment assistance options to our clients.

Our extensive network includes all of Canada’s top lenders, ranging from large banks to mortgage finance companies, credit unions, and alternative financers. This enables us to design a custom-tailored mortgage product that suits our clients' unique needs. Even if individuals don't qualify for a mortgage at their bank due to reasons such as limited credit and employment history, we can help find alternative solutions.

To ensure an efficient and seamless home buying experience, we provide access to innovative tools specifically designed for first-time homebuyers in Canada. These tools aim to simplify the process and ensure that newcomers have all the necessary information and resources at their fingertips.

Overall, our goal is to empower newcomers to Canada with the knowledge and assistance they need to navigate the mortgage market and make informed decisions. By offering tailored solutions, access to top lenders, and utilizing innovative tools, we strive to provide a positive and successful home buying experience for all our clients.