If you are self-employed and looking for a mortgage, you can take advantage of low rates and excellent options. We understand that as a self-employed individual, you may have unique financial circumstances. That's why we offer fast mortgage approval, even if you have been declined by other lenders in the past.

When determining your eligibility for a mortgage, we take into consideration your reduced taxable income from claimed expenses. This means that your mortgage options are not limited by your lower income on paper. We offer a Stated Income mortgage option that is perfect for individuals who have significant expenses that impact their qualifying income.

We also understand that self-employed individuals may have dividend and investment income. We accept this type of income, as long as it is stable and can be proven. To apply for a mortgage, you will need to provide several documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or your business license.

We have access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates, ensuring that you have access to the best mortgage options available in Canada.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Whether you are a sole proprietor or a small business owner, we have the expertise to help you find the perfect mortgage solution.

If you are self-employed and in need of a mortgage, give us a call today. Our team of professionals is ready to assist you in finding the right mortgage option that suits your unique financial situation.