Mortgages for People New to Canada assist newcomers in understanding the Canadian real estate market and associated costs. They provide information on closing costs and adjustment costs to help newcomers build equity instead of paying rent. They offer the best rates and mortgage options for newcomers looking for higher loan amounts, with at least a 20% down payment saved and more flexibility on down payment with as little as 5% down. They explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, they can design a custom-tailored product that fits your mortgage needs and locks in at the best rate, even if you don’t qualify at your bank for any reason. They also provide access to innovative tools in Canada for an efficient first-time home buying experience.