Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have previously been declined. Our mortgage options take into account the reduced taxable income resulting from claimed expenses. For individuals with expenses that impact their qualifying income, our Stated Income mortgage may be a suitable solution. We also accept dividend and investment income, although stability and proof requirements must be met. To apply, we require various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also provide customized options for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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