We specialize in providing mortgages for newcomers to Canada, helping them understand the Canadian real estate market and associated costs such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, taking advantage of their employment and credit sources. We offer the best rates and mortgage options for newcomers who are looking for higher loan amounts, with a minimum of 20% down payment saved. We also offer more flexibility on down payments, allowing for as little as 5% down. We provide information about homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product that fits your specific needs and secures the best rate, even if you don't qualify at your bank due to limited credit or employment history. We also offer innovative tools to make the first-time home buying experience efficient.