We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique needs of self-employed borrowers and strive to provide fast mortgage approval, even for those who have been previously declined.

When considering mortgage options for self-employed individuals, we take into account the reduced taxable income that often comes with claimed expenses. We offer a Stated Income mortgage option that is especially useful for individuals whose qualifying income is impacted by their expenses.

Furthermore, we accept dividend and investment income, as long as stability and proof requirements are met. We believe that self-employed individuals should not be limited in their mortgage options due to the nature of their income.

In order to facilitate the mortgage approval process, we ask for certain required documents. These documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

One of the advantages of choosing our services is the access we provide to top Canadian lenders. We have established relationships with large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates.

We also offer options tailored specifically for Business For Self (BFS) borrowers. Whether you are a sole proprietor, partner in a partnership, or hold shares in a corporation, we have mortgage solutions that can work for you.

If you are self-employed and in need of a mortgage, please give us a call. Our team of experts is ready to assist you and find the best mortgage options that suit your unique financial situation.