We provide assistance to newcomers in understanding the Canadian real estate market, including the costs involved in purchasing a home such as closing costs and adjustment costs. Our goal is to help newcomers build equity instead of paying rent, by utilizing their employment and credit sources. We can help newcomers find the best mortgage rates and options, particularly for those looking to borrow larger amounts (over $1 million) with a minimum down payment of 20%, or even as low as 5% in some cases. We will also guide newcomers through homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage product that meets your specific needs and offers the best rates, even if you are unable to qualify at a traditional bank due to limited credit or employment history. Additionally, we provide innovative tools that make the first-time home buying experience in Canada more efficient.