Discover how much you can afford for your home purchase with my assistance in obtaining crucial mortgage pre-approvals. I help you establish a clear financial strategy by determining your mortgage amount, down payment, and overall affordability, while advising you on the necessary documents for conditional approval. Pre-approval is the essential first step in the mortgage process, revealing how much a lender is willing to loan based on your current financial situation, identifying potential qualification challenges early, and speeding up final approval. These pre-approvals usually last 60 to 120 days, with some lenders offering rate locks to protect against interest increases. Utilizing advanced Canadian tools, we ensure accuracy, efficiency, and time savings, providing quick pre-qualification results so you know what you qualify for.