We offer competitive rates and excellent mortgage options designed specifically for self-employed individuals, including those previously denied elsewhere. Our fast approval process accounts for reduced taxable income due to claimed expenses, utilizing Stated Income mortgages to help qualify despite income fluctuations. We accept dividend and investment income with demonstrated stability and proper documentation. Required documents typically include the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Customized solutions for Business For Self (BFS) borrowers are also available—give me a call!