I am able to assist in determining the amount you can afford for a home purchase by providing mortgage pre-approvals, outlining your financial strategy, mortgage amount, down payment, and affordability, as well as advising on required documents for conditional approval. This initial step in the mortgage approval process not only reveals the amount you can borrow from a lender based on your finances, but also identifies any potential obstacles to qualification early on and expedites the approval process. With pre-approvals typically lasting 60, 90, or 120 days depending on the lender and your credit standing, some lenders also offer the option to lock in your rate to protect against rising interest rates. Utilizing cutting-edge tools in Canada, we strive to reduce errors, enhance efficiency, and save you time, with our quick pre-qualification tools providing insight into your qualifications.