Newcomers to Canada can benefit from mortgages designed to help them understand the real estate market and associated costs, such as closing fees and adjustments. By building equity instead of renting, newcomers can take advantage of their employment and credit sources. With options for higher loan amounts (over $1 million) and flexibility on down payments starting at 5%, newcomers can find the best rates and mortgage options available. We also offer guidance on homebuyer incentive programs and down payment assistance. With access to Canada's top lenders, including banks, credit unions, and alternative financiers, we can create a custom-tailored mortgage product that aligns with your specific needs and locks in the best rate possible, even if you have limited credit or employment history. Utilize innovative tools available in Canada for a seamless and efficient first-time home buying process.