We specialize in assisting newcomers to Canada with understanding the Canadian real estate market, including the various costs associated with purchasing a home such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, taking advantage of their employment and credit sources. We are able to find the best rates and mortgage options for newcomers who are looking for higher loan amounts, with at least a 20% down payment saved, as well as offering more flexibility on down payments with as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, allowing us to design a custom-tailored mortgage product that meets your needs and locks in the best rate, even if you may not qualify at your bank due to limited credit or employment history. We also offer innovative tools that can streamline the first-time home buying process in Canada.