We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique challenges faced by self-employed individuals when it comes to mortgage approval, even after previous declines. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage option is especially useful. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your options today!