We provide assistance to newcomers in Canada by helping them understand the real estate market and associated costs. This includes explaining the closing costs and adjustment costs involved in purchasing a home. We encourage newcomers to build equity instead of paying rent, as they can benefit from their employment and credit sources. For those looking for higher loan amounts (over $1 million), we offer the best rates and mortgage options. With a down payment of at least 20% saved, newcomers can have more flexibility, but we also offer options with as little as 5% down payment. We also educate newcomers about homebuyer incentive programs and down payment assistance options. Our access to all of Canada's top lenders allows us to create a custom-tailored mortgage product that fits the individual needs of each client, even if they don't qualify at their own bank due to limited credit and employment history. Additionally, we provide innovative tools that streamline the first-time home buying process in Canada.