Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options for financing. Our fast approval process is especially beneficial for those who have previously been declined for a mortgage. We understand that as a self-employed individual, your taxable income may be reduced due to claimed expenses. That's why our mortgage options take this into consideration. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly useful for you. We also accept dividend and investment income, as long as it can be proven and is stable. In order to apply, you will need to provide several documents such as your Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have relationships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call to learn more!

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