Our company specializes in assisting newcomers to Canada in understanding the Canadian real estate market and the associated costs involved, such as closing costs and adjustment costs. We believe in helping our clients build equity rather than paying rent, so they can benefit from employment and credit sources.
For newcomers looking for higher loan amounts, our team can help find the best rates and mortgage options available. With a minimum down payment of 20% saved, we can explore various options that may offer more flexibility on the down payment, with as little as 5% down. We also take the time to explain homebuyer incentive programs and down payment assistance options that may be available.
One of the advantages we offer is access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This allows us to design a custom-tailored product that fits your specific mortgage needs and locks in the best rate possible. Even if you don't qualify at your bank due to limited credit or employment history, we can still help you secure a mortgage.
Additionally, we provide access to innovative tools in Canada that can make your first-time home buying experience more efficient. These tools can help streamline the process and provide you with the necessary information to make informed decisions.
Overall, our goal is to provide newcomers to Canada with the knowledge and resources they need to navigate the real estate market and secure a mortgage that suits their needs. We understand that buying a home is a significant decision, and we are here to support and guide you every step of the way.