With our services, self-employed individuals can enjoy low rates and excellent mortgage options. We understand the unique challenges that self-employed borrowers face when trying to secure a mortgage. That's why we offer fast mortgage approval, even for those who have been previously declined.

One of the main advantages of our self-employed mortgage options is that we take into consideration the reduced taxable income that comes from claimed expenses. Unlike traditional mortgages that rely solely on documented income, our Stated Income mortgage is particularly useful for borrowers with significant expenses that impact their qualifying income.

Additionally, we understand that self-employed individuals may have dividend and investment income that is stable but may not be easily proven. With our mortgage options, we accept dividend and investment income, provided that stability and proof requirements are met.

To apply for our self-employed mortgage options, we require certain documents. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. By providing these documents, we can assess your eligibility for our mortgage options.

Furthermore, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to accept reasonable income estimates, which means that even if your income is not traditionally documented, you still have mortgage options available to you.

For self-employed borrowers with unique needs, we offer options tailored specifically for Business For Self (BFS) borrowers. These options take into consideration the specific challenges that BFS borrowers face and provide suitable mortgage solutions.

If you are a self-employed individual looking for mortgage options, give us a call today. Our team of experts is ready to assist you in finding the best mortgage option tailored to your unique situation.