We provide assistance to newcomers in understanding Canadian real estate and the associated costs, such as closing costs and adjustment costs. Our goal is to help them build equity rather than paying rent so they can benefit from employment and credit sources. We also assist newcomers in finding the best rates and mortgage options, especially for loan amounts over $1 million, with at least a 20% down payment saved. We can even provide more flexibility on down payment requirements, with as little as 5% down. Additionally, we explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative lenders, we can design a custom-tailored mortgage product that fits your needs and offers the best rate. Even if you don't qualify at your bank due to limited credit or employment history, we can still help you. Lastly, we provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.