Self-employed individuals can take advantage of low rates and excellent mortgage options. They can benefit from fast mortgage approval, even if they have been declined in the past. These mortgage options also consider the reduced taxable income resulting from claimed expenses. A Stated Income mortgage is particularly useful for individuals with expenses that impact their qualifying income. Dividend and investment income are also accepted, provided there is stability and proof requirements. To apply for a mortgage, individuals will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. They can also access top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. There are also tailored options available for Business For Self borrowers. For more information or assistance, feel free to give me a call.