Our mortgage services cater to newcomers in Canada, providing them with the necessary information to understand the real estate market and the associated costs, such as closing costs and adjustment costs. We encourage them to build equity instead of paying rent, utilizing their employment and credit sources. Additionally, we assist newcomers in finding the best rates and mortgage options, especially for those interested in higher loan amounts over $1 million. We offer flexible down payment options with a minimum of 5% down and explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that suits their needs and offers the best rates possible, even if they are unable to qualify at their own bank due to limited credit or employment history. We also provide innovative tools to ensure a smooth and efficient first-time home buying experience.