Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, with a fast approval process even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage option is extremely useful. We also accept dividend and investment income, with stability and proof requirements. When applying, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. We also provide options tailored specifically for Business For Self (BFS) borrowers. For more information, please give us a call!

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