I specialize in assisting individuals in determining the affordability of their home purchase through mortgage pre-approvals. By analyzing your financial strategy, mortgage amount, down payment capabilities, and overall affordability, I can guide you in the right direction. I will also provide advice on the necessary documents required for conditional approval. The pre-approval process is crucial as it not only reveals the amount you can borrow from a lender based on your current financial situation, but it also helps identify any potential obstacles and speeds up the approval process. Depending on the lender and your credit standing, pre-approvals typically last for 60, 90, or 120 days. Additionally, some lenders offer the option to lock in the rate to protect against increasing interest rates. In Canada, we utilize advanced tools that minimize errors, enhance efficiency, and save time. With our quick pre-qualification tools, you can easily determine your qualification status.