First Time Home Buyers

If you're thinking about buying your first property, we can help make the process seamless. Our experts will handle all the financial details for you, ensuring a quick and efficient search for your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application to get the process started accurately. Our tools and guidance will streamline the submission of documents, while detailed assessments help with budget planning and associated costs, including closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. Our custom-tailored mortgage products will meet your specific needs and we can even secure a mortgage pre-approval and the best rate for you. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can submit your application even if you don't qualify at your bank. Plus, our innovative tools will help reduce errors, improve efficiencies, and save you time.

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Before starting your home-buying journey, it is crucial to get pre-approved for a mortgage. This step not only saves you time but also helps you determine your purchasing power, allowing you to start looking for your dream home with confidence. To make the process even smoother, I will go beyond pre-approval and calculate the maximum loan amount you can borrow from a lender. Additionally, I will tailor a mortgage product to specifically suit your needs, ensuring the best rate and providing rate assurance. By following this fast pre-approval process, you will be able to confidently shop for properties and speed up the approval process.

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First time buyer or refinancing? Call for a free quote!

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