Self Employed

Self-employed individuals can benefit from our low rates and excellent mortgage options. We offer fast approval, even for those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. If your qualifying income has been impacted by expenses, our Stated Income mortgage can be very useful. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are receptive to reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Give us a call today to learn more!

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