We offer assistance to newcomers in Canada who are interested in understanding the real estate market and the associated costs, such as closing costs and adjustment costs. We encourage you to build equity instead of paying rent, taking advantage of employment and credit sources. If you are looking for a mortgage with a higher loan amount (over $1 million), we can help you find the best rates and options, requiring at least a 20% down payment saved. However, we also offer flexibility on down payments, allowing as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage solution for you, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of innovative tools available in Canada for a smooth and efficient first-time home buying experience.